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Randomness: the 18th sequel


Chaoswolf
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Cubicle "redecorated" while occupant was on vacation:

 

cubicle-bathroom.jpg.622beb468cbb1aa7c372b7e75cb2aae9.jpg

 

 

Remember the Peter Principal Manager from yesterday?

That's the kind of person who would actually consider this as a way to cut down on bathroom break time.

GEM

Edited by Green Eyed Monsty
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6 hours ago, Green Eyed Monsty said:

Cubicle "redecorated" while occupant was on vacation:

 

cubicle-bathroom.jpg.622beb468cbb1aa7c372b7e75cb2aae9.jpg

 

 

Remember the Peter Principal Manager from yesterday?

That's the kind of person who would actually consider this as a way to cut down on bathroom break time.

GEM

That would have been a perfect spot for one of those gag gift rubber doggie doo things!

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20 hours ago, Pegazus said:

One has to be so on guard nowadays. Just burns me up. At least she’s decent at math (someone in her craft store once asked what 25% of $100 was, and it stunned her they couldn’t do that math) and has someone else to look over her shoulder to decipher things. I can only imagine how many people have been snagged by this practice.

 

This is something I've always tried to impress on the girls: these companies aren't doing this because they like you, they're doing it because they know that the majority of people will not pay off in the introductory period.  Eldest kind of gets it, youngest has had much more difficulty absorbing this.

 

One program in which I've participated has given me "X" for the minimum payment.  "X" will not pay the loan off in the allotted promotional period, you need to pay about "2X" for that.  Which is what I've been doing.  I'm not saying that this lender is being predatory, but they're sure not out to be helpful.  It's the same with "rewards" credit cards.

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21 hours ago, Pegazus said:

One has to be so on guard nowadays. Just burns me up. At least she’s decent at math (someone in her craft store once asked what 25% of $100 was, and it stunned her they couldn’t do that math) and has someone else to look over her shoulder to decipher things. I can only imagine how many people have been snagged by this practice.

We got caught by this when we had our bathroom shower remodeled by a Home Depot offer before we sold our last house.  It was 6 months interest free, we should have very easily had the cash to pay it off when we sold the house.  Only the scumbags determined the 6 months from the date we signed the contract, NOT from the date they started the work, which was two months later.  Missed the pay off by less than a week as a result. 

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22 hours ago, Pegazus said:

Sometimes the scumminess of finance companies is scary.

 

Wife bought a new seven needle embroidery machine last year for her craft business. These are not hobby machines. One reason she got it was that they were offering three years of financing at 0% interest. She felt she could make enough to pay it off in three years no problem. Turns out, she made enough at Christmas to be able to pay it off. She’s not one who likes owing money, even at that non-existent rate. So she was talking to me at lunch about it. 
 

And my ears pricked up when she mentioned that she didn’t know if she should pay the minimum amount shown or a more, higher fixed amount. The amount she was being asked to pay each month was different, too. Why would there be a changing minimum amount?! You take the price, divide by 36, and yer done. I had her show me her statement and there is a box of deferred interest that comes due if she doesn’t pay off everything by May!

 

I think this was one of those “up to” type offers. She didn’t get 36 months she got 6. She’s mad as hell and wanted to call them up and complain. But since she has the cash, and they would have shrugged their shoulders at her, they are going to get paid off and gain absolutely nothing in “deferred interest”.

 

One has to be so on guard nowadays. Just burns me up. At least she’s decent at math (someone in her craft store once asked what 25% of $100 was, and it stunned her they couldn’t do that math) and has someone else to look over her shoulder to decipher things. I can only imagine how many people have been snagged by this practice.

I'm very wary of taking out loans because of this sort of behaviour. I currently have four loans in my name, which is the most I've ever had.

1. Mortgage. We didn't have most of a million dollars lying around, so had to get one. Got one with an offset account, though, so any savings reduce the interest charged.

2/3: Our territory government offers 10 year truly interest free loans for certain environmentally beneficial purchases (e.g., solar panels). We've taken out two.

4: Car. When I bought my car they were offering financing at a fixed interest rate lower than the mortgage. And that was before interest rates were raised in eight consecutive months.

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49 minutes ago, TGP said:

Looks like one haz to have an app or an account to read that egg story. There was a button labeled:

 

” Expand Article “

 

…too bad it had no effect. 

Worked for me.

Also, one of the following articles is about Jay Leno. 

https://www.msn.com/en-us/tv/news/after-suffering-second-vehicular-accident-in-months-it-looks-like-there-s-even-more-bad-news-for-jay-leno/ar-AA16Qqi6?cvid=00ca00abe05b4387b483a3834187d116

He is having a run of bad luck, where, besides being burned in the fire at his garage he suffered a motorcycle crash in January and his TV show Jay's Garage has been cancelled along with several other Fox shows.

GEM

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